Terms of use

ShopMyLifeQuotes provides educational information, shopping tools, and access to licensed insurance assistance. It is not an insurance carrier and does not issue coverage.

No offer or guarantee

Estimates are not contracts or offers of insurance. Product availability, rates, underwriting classifications, exam requirements, and decisions are controlled by insurers and may change.

No coverage in force

Coverage is not in force unless and until an insurer approves an application, issues a policy, all required conditions are met, and any required premium is paid.

Accuracy of information

You agree to provide accurate information. Material omissions or misstatements can affect eligibility, pricing, claims, or policy validity.

Production review required

These terms are a launch-ready draft and must receive legal and compliance review before the platform accepts production applications.